In 2016, Dell Financial Services decided to transform its credit ecosystem. This involved a complete rebuild of the credit adjudication platform in the US as well as rolling that platform out globally. Fast-forward two years and we have done that. We replaced the US platform and launched the new credit engine to 20 countries globally. How? By using agile principles, building solid teams, and using visual models. Join us on an adventure of the ups and downs of the credit world including: working with multi-national credit bureaus, dealing with distributed business team members with often conflicting needs, and coordinating across two multi-continent teams on a single code base.